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Round out your benefits package

Group dental and vision benefits

Add accessible dental and vision coverage that complements the medical plan and supports employee recruitment and retention.

Talk with an advisor →☎ 304-252-2158
Free local guidance

Build a better benefits plan

A local benefits advisor will respond personally.

By submitting this form, you give permission for a licensed Songer Insurance agent to contact you by phone or email about the insurance options you request. You are not required to enroll or purchase coverage. This request is not a Scope of Appointment.

Private • No obligation • Local support

Voluntary and employer-paid options
Network and benefit comparison
Simple employee enrollment
Dental and vision benefits

Add-on benefits employees actually use.

Dental and vision are often the benefits employees notice first. We help you decide whether to pay for them, share the cost, or offer them as voluntary benefits.

Employer-paid or voluntary

Choose whether the business pays, shares the cost, or employees pay through payroll.

Network and limits

Compare dentists in network, annual maximums and waiting periods.

Works with your medical plan

Bundle with medical for simpler administration, or shop separately.

What to compare

  • Network: are your employees' dentists and eye doctors included?
  • Annual maximum: the most a dental plan pays per person per year
  • Waiting periods: how long before certain services are covered
  • Covered services: cleanings, fillings, crowns, orthodontia, exams, lenses and frames
  • Participation rules: how many employees must enroll

Employer-paid, shared or voluntary

  • Employer-paid: highest cost to the business, highest participation
  • Shared: the business covers part of the premium
  • Voluntary: employees pay, the business offers access

Plan details differ by carrier. We confirm specifics in writing before you decide.

General educational information. Coverage, eligibility and plan terms vary.

Common questions

Start with a clear answer.

These are general explanations. A licensed advisor can help you apply them to your specific situation.

Can employees pay for dental and vision themselves?+

Often yes, through voluntary plans paid by payroll deduction. Participation rules vary by carrier.

Do I need to offer both?+

No. Many employers offer one or the other, or both. We help you weigh cost against value.

What should I compare besides price?+

Network size, annual maximums, waiting periods, covered services and frame or lens allowances.

Local help when you are ready

Talk through your options with Songer Insurance.

No call center. No pressure. Just clear guidance from a licensed local team for employers.

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