Virginia License #1091406 | WV License #16743983
For Tazewell County households, an insurance review should account for both nearby care and appointments that take you farther from home. Songer Insurance provides phone and video consultations through our Beckley office, with a Virginia-licensed advisor who can help you build a clear coverage checklist.
Include local care and referral destinations
Carilion Tazewell Community Hospital is located on Ben Bolt Avenue in Tazewell. If it is part of your care routine, list it alongside your doctors, imaging providers and any specialists you visit outside the county. Ask whether each provider participates in the exact insurance product under consideration. A health system’s name does not guarantee that every location or service is covered under a particular plan. Songer Insurance does not claim a hospital affiliation.
Prepare for a Medicare conversation
Gather your current insurance information, prescription names and doses, preferred pharmacy and any upcoming employment changes. Our Medicare Advantage and Medicare Supplement guides explain the questions involved in comparing different approaches. Use Medicare’s official plan comparison tool with your residential address, and check plan documents before making a decision.
Individual coverage for changing circumstances
A job change or a move can make coverage timing especially important. Virginia residents can explore individual coverage through Virginia’s Insurance Marketplace. Keep the date your current coverage ends and relevant notices available for the conversation. Eligibility for enrollment and financial assistance must be evaluated for your situation; neither is guaranteed by requesting a quote.
Benefits planning for county businesses
When a workforce uses doctors in different communities, a benefits review should include the geographic reach of the network. Start with where employees live and work, the existing renewal, employer contribution goals and the questions employees raise most often. Our employee benefits resource can help organize the discussion before reviewing specific proposals.
Talk with a licensed advisor
Steven Songer, REBC® holds Virginia producer license 1091406. Our office is at 330 Harper Park Drive, Suite A, Beckley, WV; we do not have a Tazewell County branch. Arrange a phone or video appointment, or call ahead before traveling to Beckley. Call 304-252-2158 for a free consultation. Visit Locations Served for more regional resources.
Medicare enrollment dates for Virginia residents
Virginia follows federal Medicare enrollment windows. Your initial enrollment period generally spans seven months around your 65th birthday. The annual October 15–December 7 period concerns Medicare health and drug plan changes; it is not the initial Part B enrollment window. Employer coverage or a move can change which enrollment opportunity applies. Confirm your circumstances using Medicare’s enrollment guidance and annual enrollment information.
Plan around cross-border appointments
A household in Bluefield, Virginia may use a different mix of doctors from one in Richlands or the town of Tazewell. Include West Virginia appointments in your comparison rather than assuming a state border determines network access. Ask separately about routine out-of-network care, referrals, prior authorization and emergency coverage. Keep a record of the plan name and the provider-directory information checked.
Travel distance to our Beckley office varies across the county. Check current directions from Tazewell, or choose a phone or video consultation. Start with our complete Medicare guide before your appointment.